About us

Smart Payments, Smarter Living.

As a software solutions company under Akumaco Global Company (BN: 2542196), we built the billNov Expense Manager—and turned it into an all-in-one financial platform that lets you:

• Pay Every Bill: Electricity, water, internet, cable TV, school fees, airtime and data—instantly, in one app.

• Auto-Budget: All payments sync to your Expense Manager—categorize spend, set alerts and view cash-flow charts.

• Gift Cards Marketplace: Buy popular vouchers at great rates or sell unused balances securely.

• Virtual Cards: Generate single-use or reloadable cards for safe online payments.

• Flight Booking: Search, compare and book domestic or international flights, with instant expense tracking.

• Betting Top-Ups: Fund gaming or betting wallets in seconds via real-time integrations.

• Bank-Grade Security: End-to-end encryption, MFA and continuous fraud monitoring on every transaction.

Experience billNov—the smarter, simpler way to manage money and pay bills.

Core Features

Expense Manager

Categorize expenses, set budgets, and view insightful spending reports to help you save more.

Organize & Settle Bills

Pay utilities (electricity, water, cable), subscriptions, and more through a unified dashboard.

Fund & Manage Wallets

Top up via Moniepoint or Flutterwave, with real-time tracking of all deposits.

Buy Gift Cards

Instantly purchase popular gift cards for yourself or as thoughtful gifts.

Secure & Transparent

Partnered with Flutterwave, Moniepoint, and VTPass—every transaction is end-to-end encrypted with instant confirmations and detailed logs.

Virtual Cards

Create and manage virtual payment cards for secure online transactions, with instant issuance and customizable settings.

Join thousands of users paying bills the smart way with billNov

Seamless payments, instant confirmations, and detailed spending insights—all in one app.

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Our Partners

Flutterwave
Moniepoint
VTPass
Paystack